Bear Mountain Physical Therapy, PC

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Insurance Info and FYI's
 
We are in-network with most major insurance plans.
Including:
Aetna
Blue Cross Blue Shield
Cigna
The Empire Plan
HealthNet
Medicare
Oxford
Pomco
United Health Care
1199
Worker's Comp
No Fault
*Private Pay is also accepted
 

* Please note that each insurance plan has specific regulations regarding Physical Therapy.

Your PT benefits can be verified by calling the 800 number on the back of your insurance card.

 

* Please be advised that most insurance plans require a co-payment.  This payment will be expected at the time of service.  Note: At this time, we do not accept credit cards.

           

* If you do not see your plan listed above, please don't hesitate to contact our office as

some insurance companies do offer out-of-network benefits.

 

 

Things to keep in mind:

 

* "Healthy New York" - Healthy New York plans do not allow for physical therapy unless:

                                             -you are post-surgery

                                             -you are post-hospitalization

 

* Authorization - Many insurance plans require authorization for physical therapy. Authorization is obtained upon your first visit.  Although many plans allow for a certain amount of visits per year, how they are distributed is at the discretion of the authorization company. 

 

* "Direct Access" - As of July 27th, 2006, New York became the 43rd state to pass a law allowing patients "direct access" care to any license Physical Therapist.  Under this legislation, patients may see a Physical Therapist for up to ten (10) visits or 30 (thirty) days, whichever comes first, without a prescription.  After this time period, a prescription will be required for further treatment.  It is your responsibility to ensure a valid prescription is on file. Exception:  This does not hold true for those insured through Medicare, Workers Comp, or No Fault.

 

* Prescription Renewal Policies - It is the responsibility of the patient to obtain all required prescriptions in order to continue physical therapy. Regardless of your insurance plan, we require you to have a valid prescription on file, once the "Direct Access" period has been met.

  

 

 

 

 

 

 

bmpt@optonline.net